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The Consumer Mortgage Bureau has developed two designation programs to define the Mortgage Industry in the wake of the S.A.F.E. Mortgage Licensing Act of 2008. 

On July 30th, 2008, the President signed the Housing and Economic Recovery Act of 2008 (H.R. 3221) into law to stabilize the housing market and help alleviate the financial crisis.  Title V of the Act, the Secure and Fair Enforcement (S.A.F.E.) for Mortgage Licensing Act of 2008, is specific to the registration and education of mortgage loan originators across the country to aid with consumer protection and fraud reduction.

The S.A.F.E. Mortgage Licensing Act mandates that all loan originators be identified through the Nationwide Mortgage Licensing System and Registry (NMLS) and establishes uniform minimum national standards for testing and education.  

The Registered Mortgage Professional is used by Mortgage Loan Originators who are an employee of a depository institution (including credit union) regulated by a federal banking agency (OCC, OTS, FDIC, FRB, NCUA), a subsidiary owned and controlled by a depository institution and regulated by a federal banking agency, or an institution regulated by the Farm Credit Administration.

The Registered Mortgage Professional is a certified member of the Consumer Mortgage Bureau.  This member has met all qualifications and agrees to adhere by the Code of Ethics. 

The RMP is the mark of those who have met the following criteria: 

 Come take part in the evolution of the mortgage industry.  As Mortgage Professionals, we advise our clients on the biggest investment most people will ever make.  Show your clients that you care enough to join the Consumer Mortgage Bureau and claim your designation.

Consumer Mortgage Bureau
11350 McCormick Road
Executive Plaza 3, LL4
Hunt Valley, MD 21031
Phone: 877-527-5917

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